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$550,000
4 Beds 3 Baths A12092327 MLS Crystal View Townhom BLDG.
Discover this serene 3 Bedroom/ 2.5-baths home with NEW ROOF, a breathtaking waterfront view. Spanning over 2,200 S/F, it offers a spacious open floor plan to easily convert to a versatile 4th BEDROOM, DEN, or HOME OFFICE, perfect for today's lifestyle. The main level features a combined living & dining area that flows into a beautiful kitchen with S/S appliances, marble countertops, & tile flooring throughout. Upstairs, the master suite boasts an oversized walk-in closet which also includes a convenient laundry with a full-sized washer and dryer, a TWO-CAR GARAGE, and impact-resistant windows & doors for peace of mind. Enjoy very LOW HOA FEES of just $67 per month which includes access to a community pool. Make this charming, tranquil waterfront retreat your own. Call Today.

4046 Eastridge Drive, Deerfield Beach

$2,399,000
4 Beds 2 Baths B26078015 MLS
Experience luxury waterfront living in the prestigious Cove of Deerfield Beach. This beautifully remodeled 4 bedroom, 2 bath home offers direct ocean access with 80 feet of deepwater frontage and a new composite dock. The bright, open-concept interior features 24x48 rectified porcelain tile floors, impact windows and doors, recessed lighting, and abundant natural light throughout. The brand-new designer kitchen features custom white oak cabinetry, Venetian Gold quartz countertops, new stainless steel appliances, and plenty of seating and storage. Both bathrooms have been beautifully updated with fresh, modern finishes. Plus a brand-new washer and dryer. Outside, enjoy a private tropical oasis with lush new landscaping, sparkling pool with new Diamond Brite and pool tile, fenced yard circular driveway, 2-car garage, and new exterior pergola. New composite decking creates a beautiful poolside entertaining area and extends to the dock. Ideally located minutes from The Cove Shopping Center, downtown Deerfield Beach, and the beach, this exceptional home offers the ultimate South Florida waterfront lifestyle.

1525 SE 6TH Street, Deerfield Beach

$549,000
3 Beds 2 Baths A12089681 MLS
Welcome to this nicely updated 3-bedroom, 2-bath pool home offering 1,620 sq ft under air of comfortable living space in a convenient Deerfield Beach location. The home features an updated kitchen with granite countertops and newer appliances, impact windows and doors throughout, and a newer roof, HVAC & tankless water heater. Enjoy a spacious layout with plenty of natural light and a private backyard highlighted by an inviting swimming pool—perfect for relaxing or entertaining. Ideally located near Broward Health North, with convenient access to major roadways, shopping, dining, parks, and everyday amenities. A great opportunity to own a move-in-ready pool home with several major updates already completed.

4220 NE 4th Terrace, Deerfield Beach

$424,999
1 Beds 2 Baths B26077895 MLS 1523 BLDG.
WATERFRONT LIVING WITH BEAUTIFUL VIEWS!Welcome Boaters to this completely renovated 1-bedroom, 1.5bathroom condo in Hillsboro Cove, ideally located in Deerfield Beach. Situated on the 8th floor, this bright and beautifully updated residence offers stunning waterfront views and the perfect blend of comfort, style, and convenience. The unit has been thoughtfully renovated throughout, featuring a newer kitchen, beautifully updated bathrooms, crown molding, an updated electrical panel, and impact windows and doors for added protection and peace of mind. Enjoy relaxing mornings and beautiful sunsets while taking in the expansive water views from your elevated vantage point.Hillsboro Cove offers a desirable waterfront lifestyle with very affordable boat slips (2.75 per foot) for owners. Enjoy being within walking distance to a variety of shops, restaurants, and everyday conveniences, while the beach and everything Deerfield Beach has to offer are just minutes away. This move-in-ready condo is a wonderful opportunity for anyone looking to enjoy South Florida waterfront living in a beautifully updated home.

1523 E Hillsboro Boulevard Unit 835, Deerfield Beach

$400,000
2 Beds 2 Baths B26077900 MLS
Waterfront Living in Deerfield Beach! Enjoy beautiful waterfront views and the relaxed South Florida lifestyle from this desirable condo at 1536 SE 15th Court, Unit 210. This property is being sold fully furnished, offering a convenient opportunity for a seasonal residence, second home, or investment. Take advantage of the waterfront setting and free dockage when available, making this a great option for those who enjoy boating and life on the water. Relax and take in the beautiful views from your home while enjoying the coastal atmosphere of Deerfield Beach. An exciting addition to the area is the Rosewood Condos currently in the process of being built across from the building, which is expected to further enhance the surrounding views and waterfront setting. Buyers should verify all construction plans, timelines, and future views independently. Conveniently located near Deerfield Beach's beautiful beaches, fishing, boating, waterfront dining, shopping, and entertainment. Enjoy easy access to the beach, the Intracoastal Waterway, Hillsboro Boulevard, and the vibrant restaurants and shops of downtown Deerfield Beach. Whether you're looking for a full-time residence, vacation getaway, or investment property, this furnished waterfront condo offers an opportunity to enjoy the best of the Deerfield Beach lifestyle.

1536 SE 15TH Court Unit 210, Deerfield Beach

$700,000
2 Beds 2 Baths B26077791 MLS Newly Renovated 2/2 Lakefront/Fountain/Park Views. BLDG.
Newly updated, SENSATIONAL, move-in-ready, CORNER 2BR/2BA LAKEFRONT home with 1,700+ SF & a 2-car garage in the Brooks of Deer Creek. Wide-open floor plan features luxury vinyl plank flooring, soaring 14-ft living-room smooth ceilings and a beautifully UPDATED, CHEF'S kitchen w/ sparkling quartz countertops, 36-in Shaker cabinetry, newer Samsung S/S appliances, farmhouse sink & patio pass-through-perfect for parties. Oversized primary suite opens to the patio & features deep walk-in closet with build-outs. Fantastic for fashion fans!. Gorgeous, updated bath. BIG guest BR w/ beautifully updated bath. Enjoy a spacious screened & open patio w/ lake & PARK views + lush surroundings. NEW roof/gutters 2023, A/C 2024! Low HOA includes lawn maintenance & sprinklers; no mandatory golf membership. ALL IMPACT GLASS DOORS AND WINDOWS!

2738 DEER CREEK KELLY BROOKE Lane, Deerfield Beach

$479,500
2 Beds 2 Baths A12089436 MLS 400 BLDG.
Wow! Stunning! Welcome to this beautiful remodeled unit with 2 bedroom & 2 bathroom directly on the Intracoastal. Enjoy breathtaking water views directly from home. This one is offered fully furnished & turnkey. Only a few exclusion, but move in ready! The bright & open kitchen features stylish two-tone cabinetry, & quartz countertops with an impressive waterfall edge. Sophisticated tile floors throughout, leading to a spacious private balcony with gorgeous Intracoastal views, perfect for morning coffee, evening drinks, or simply watching the boats go by. The balcony is accessible from both the living area & directly from the master bedroom. The guest bedroom offers a convenient Murphy bed to accommodate all your guests. All windows and doors (including sliders) are Hurricane-impact, and there is also some roll-down balcony shutters. .Additional features include a new electrical panel for the unit, covered parking, and boat dockage when available. The roof was redone in 2022, and the building has successfully passed its 40-year inspection. Ideally located just minutes from the beaches, restaurants, shopping, & more. Cable and internet are included in the maintenance fees.

400 N Federal Highway Unit 414, Deerfield Beach

$449,900
3 Beds 3 Baths A12081822 MLS
BEAUTIFUL 2017-BUILT, 3-BEDROOM, 2.5-BATHROOM TOWNHOUSE, CENTRALLY LOCATED IN THE HEART OF DEERFIELD BEACH! FEATURES INCLUDE NEWER STAINLESS-STEEL APPLIANCES, A WASHER AND DRYER CONVENIENTLY LOCATED ON THE SECOND FLOOR, AND A 1-CAR GARAGE WITH RUBBER FLOORING—IDEAL FOR A HOME GYM—PLUS A DRIVEWAY WITH SPACE FOR AN ADDITIONAL CAR. THE SPACIOUS KITCHEN OPENS TO THE DINING AND LIVING AREAS, MAKING IT GREAT FOR ENTERTAINING. LARGE PRIMARY BEDROOM AND SPACIOUS BACK PATIO WITH SYNTHETIC TURF. THE HOME WAS RECENTLY FULLY PAINTED, AND THE TILE AND GROUT WERE JUST PROFESSIONALLY DEEP CLEANED. LOW HOA FEE! CONVENIENTLY LOCATED NEAR HIGHWAYS, SHOPPING CENTERS, DINING, AND SCHOOLS. HURRY THIS ONE WON'T LAST!!

331 NE 47th Place Unit 331, Deerfield Beach

$510,000
3 Beds 2 Baths A12090114 MLS
Welcome to this beautifully updated 3-bedroom, 2-bath lakefront home in the resort-style community of Independence Bay. Featuring a modern kitchen with quartz countertops, spacious kitchen island, stainless steel appliances, renovated bathrooms, white marble tile flooring throughout, accordion shutters, 1691 SQFT plus an additional 200 SQFT finished space ideal for a home office, gym, or entertainment area. Relax on the spacious screened-in patio with peaceful lake views. Resort-style amenities include 5 heated pools, clubhouse, fitness center, tennis and basketball courts, lawn care, and more. Ideally located near Publix, the Promenade at Coconut Creek, Quiet Waters Park, shopping, dining, entertainment, major highways, and a short drive to Deerfield Beach. Pet-friendly community and ALL AGES WELCOME!

17 Columbia Court, Deerfield Beach

$495,000
4 Beds 2 Baths A12090028 MLS
Completely renovated and move-in ready 4-bedroom, 2-bath home in a convenient Deerfield Beach location! This beautifully updated property features a brand-new kitchen with modern cabinetry and countertops, renovated bathrooms, new plumbing, updated electrical, new roof, full-impact windows, and recessed lighting throughout. The spacious layout offers comfortable living and entertaining space, while the oversized backyard provides plenty of room for a private pool and outdoor living. Conveniently located near Broward Health North, major roadways, shopping, dining, and the beautiful South Florida beaches. A true turnkey home with extensive upgrades already completed—just bring your belongings and move in!

260 NE 42nd Court, Deerfield Beach

$349,900
2 Beds 2 Baths B26076439 MLS The Meadows Of Crystal Lake BLDG.
HERE'S ONE THAT CHECKS A LOT OF BOXES! This Oakwood model in The Meadows of Crystal Lake offers 2 bedrooms, 2 baths, vaulted ceilings, impact windows and doors, updated flooring and a fresh, clean feel throughout. The home has been freshly painted from top to bottom, including the garage and garage floor. The kitchen features maple cabinetry, granite countertops and stainless-steel appliances, while the bathrooms have been partially updated with newer vanities. 2025 A/C, tankless water heater, newer gutters that are guaranteed and updated electrical panel add to the list of improvements. The Meadows is a vibrant 55+ community where there is always something to do, with a clubhouse, pool, fitness center, pickleball, tennis, shuffleboard, billiards and an abundance of activities. NONE

2253 SW 17TH Drive, Deerfield Beach

$369,000
3 Beds 3 Baths B26076315 MLS Town Homes I Of The Waterways At Quiet Waters BLDG.
Welcome to gated, resort-style living in The Waterways at Quiet Waters, a guard-staffed (24/7) community in Deerfield Beach offering privacy, low-maintenance living, and a price that won't last. This townhome features a 2024 AC, 2020 roof, hurricane shutters and a covered, screened patio with privacy and no rear neighbors for easy indoor-outdoor enjoyment. Freshly painted interior. HOA, not a condo, but cable, internet, exterior pest control, roof and landscaping maintained by the Association, allowing for low down payment options. Investor friendly, with great rental history. Enjoy two pools, tennis and basketball courts, an exercise room, clubhouse, lake, playgrounds, and BBQ areas, all set within a beautifully landscaped, pet friendly, gated community. Schedule your showing today!

4441 SW 11th Place, Deerfield Beach

$1,900,000
3 Beds 2 Baths A12079350 MLS
Welcome to The Cove! This completely updated and ideally located just nine houses down from the intracoastal, this 3-bedroom, 2-bath waterfront residence offers the perfect combination of turnkey living and exceptional boating. Situated on a deep-water canal with nearly 80 feet of waterfront, no fixed bridges and direct open-water ocean access, the property is less than a 10-minute boat ride to the inlet and features a 15,000-lb boat lift. Inside, the home has been beautifully updated with a renovated kitchen and bathrooms, new flooring, updated lighting and a bright, modern coastal feel throughout. Major improvements include a BRAND NEW ROOF, COMPLETE IMPACT WINDOWS AND DOORS, updated electrical, ductwork and attic insulation as well as a new mini split in the primary master bedroom. Outdoors, enjoy a resurfaced saltwater pool with updated tile, equipment and lighting, refreshed landscaping and spacious waterfront entertaining areas. Just five minutes from the beach and ideally positioned near Boca Raton and Delray Beach, this home offers convenient access to some of South Florida’s best dining, shopping, healthcare and schooling, while delivering exceptional boating right from your backyard with easy access to both the Hillsboro and Boca Inlets.

1440 SE 14th Drive, Deerfield Beach

$509,000
2 Beds 2 Baths B26076252 MLS Hillsboro Cove BLDG.
Rare waterfront opportunity at Hillsboro Cove, a desirable 55+ community in the heart of Deerfield Beach! This beautifully updated condo offers stunning views of the Hillsboro River and nature preserve from a spacious screened balcony—the perfect setting to relax and enjoy the South Florida lifestyle. Inside, you'll find a bright, open living space with a sleek updated kitchen, modern bathrooms, porcelain tile flooring throughout and impact windows & doors. Unit features a full size side by side front loading washer & dryer. Boaters will love the opportunity to dock their boat just steps from home, with dock space available for residents only on a first come first serve basis at $2.75/ft. Enjoy the community heated & chilled pool, beautifully maintained grounds, and an unbeatable location within walking distance to the beach & directly across from The Cove Shopping Center, offering an array of restaurants, waterfront dining, shops, everyday conveniences, and a seasonal farmers market—all just steps from home. Whether you're looking for a full-time residence or a South Florida getaway, this waterfront condo offers an exceptional combination of boating, views, location, and lifestyle. Internet, Cable TV and water included in HOA fees.

1523 E Hillsboro Boulevard Unit 634, Deerfield Beach

$400,000
3 Beds 3 Baths B26074833 MLS Waterways BLDG.
Gorgeous Totally Renovated 3/2.5 Townhouse w/ Hurricane IMPACT Windows and Doors. Adorable unit is extremely clean and well taken care of. Freshly Painted in 2025. It has many upgrades including a Beautiful Brown Kitchen w/ Granite Countertops & Backsplash, Top of Line S.S. Appliances, New Washer & Dryer 2025, Eat in Kitchen, Pantry. Spacious Dining-Room & Living-Room, All 3 Bathrooms were redone in 2026, Ceramic Tile Downstairs & Vinyl Floors Upstairs. Master Bedroom w/ Walk in Closet & Beautiful Updated Master Bathroom w/ Double Sinks & Large Shower. All Closets throughout the house have built in California Closets. Tankless Water Heater. Enjoy the Large Roofed & Tiled Patio w/ Storage Closet & Open Exterior Paved Area. Partially Furnished. Gated Community. Pools, Spa, Gym, Tennis, etc.

1375 SW 48th Terrace, Deerfield Beach

$398,900
2 Beds 2 Baths B26074676 MLS The Meadows Of Crystal Lake BLDG.
Welcome to big-lake living in The Meadows of Crystal Lake! This well-maintained 2-bedroom, 2-bath home offers approximately 1,470 sq. ft. under air, a 1-car garage and beautiful wide lake views from the rear of the home. The bright, open living and dining areas flow toward the water, while the spacious kitchen features ample cabinetry, generous counter space and a stainless-steel refrigerator. Enjoy the peaceful waterfront setting and plenty of natural light throughout. Additional features include a 2019 central A/C, 2012 water heater and accordion hurricane shutters. Located in an active 55+ community with cable TV and internet included in the quarterly maintenance. Community amenities include a clubhouse, pool, spa, fitness center, pickleball, tennis, bocce, shuffleboard, billiards, game

2129 SW 17TH Circle, Deerfield Beach

$729,900
3 Beds 2 Baths A12086967 MLS
East Deerfield Beach living is calling! Welcome to 1031 SE 14th Dr, a 3-bedroom, 2-bath single-family home offering the perfect opportunity to enjoy the South Florida lifestyle in one of Deerfield Beach’s most desirable locations. Step inside to an inviting open layout with plenty of space to make your own, then head outdoors to your private backyard, perfect for entertaining, relaxing, or creating your own tropical retreat. An attached 1-car garage adds everyday convenience.But the real standout? Location. Situated east of Federal Highway in the sought-after Cove area, you're just minutes from the beach, waterfront dining, restaurants, shopping, parks, and everything that makes Deerfield Beach such a great place to call home.

1031 SE 14th Drive, Deerfield Beach

$360,000
2 Beds 3 Baths B26072132 MLS 19 BLDG.
Beautifully remodeled 2-bedroom, 2.5-bath townhouse in desirable Waterford Courtyards! Extensively updated in 2023, this 1,236 SF home features a stylish, refreshed interior with a modern, move-in-ready feel. Additional highlights include a 2025 water heater and full accordion shutters. Enjoy a spacious, fully fenced private courtyard offering a peaceful outdoor retreat with plenty of room for dining, entertaining and relaxing—truly an extension of the home's living space. Conveniently located near major highways, shopping, dining and just minutes from the beach. Furniture is negotiable. Come see this beautiful home and all it has to offer! Situated at a prime Deerfield Beach address, this property provides exceptional access to the best of South Florida. Enjoy close proximity to beautiful public beaches, the lush grounds of Quiet Waters Park, diverse local dining, and convenient shopping centers. With easy access to major highways, travel throughout Broward and Palm Beach counties is seamless. This thoughtfully updated property is completely ready for its next chapter. Schedule your private showing today to experience this Waterford Courtyards home in person.

2952 SW 12TH Street, Deerfield Beach

$439,900
2 Beds 2 Baths B26074437 MLS Natura BLDG.
WELCOME TO THIS STUNNING, RENOVATED 2-BEDROOM, 2-BATH AND A FLORIDA ROOM SINGLE HOME WITH NEW FURNITURE IN THE CHARMING PET AND RENT FRIENDLY NATURA (55+)COMMUNITY. THIS EXCEPTIONAL RESIDENCE SEAMLESSLY BLENDS METICULOUS CRAFTSMANSHIP WITH CONTEMPORARY DESIGN. THE OPEN CONCEPT FEATURES A SPACIOUS LIVING ROOM, A DESIGNER KITCHEN EQUIPPED WITH CUSTOM CABINETRY, SLEEK QUARTZ COUNTERTOPS, SS APPLIANCES, LARGE ISLAND. FLORIDA ROOM IS PERFECT AS AN OFFICE OR GUEST ROOM WITH SLIDING DOORS TO THE PATIO AND A BACK DOOR TO THE SECOND PATIO, PERFECT FOR RELAXING AND GRILLING OUTDOORS. THE SPACIOUS PRIMARY SUITE FEATURES A LARGE CUSTOM WALK-IN CLOSET AND A SPA - INSPIRED BATH. THE SECOND BEDROOM ALSO HAS A LARGE CUSTOM WALK-IN CLOSET. THE HOME FEATURES IMPACT WINDOWS AND DOORS. NEW ROOF IN 2022. LOW MAINTENANCE FEE COVERS CABLE, WATER, SEWER, TRASH, LAWN AND COMMON AREAS, INCLUDING HEATED POOL, FITNESS CENTER, BBQ AREA, CLUBHOUSE, SHUFFLEBOARD, BOCCE, AND JOIN OUR WATER AEROBICS WORKOUT OR COME OUT FOR BINGO, KARAOKE AND DANCE CLASSES. THE HOME IS CENTRALLY LOCATED AND ONLY 3 MILES TO THE DEERFIELD BEACH, NEAR SHOPPING, DINING, I-95.

432 SW NATURA Avenue, Deerfield Beach

$500,000
5 Beds 3 Baths A12085676 MLS
Amazing opportunity to own a spacious 5-bedroom, 3-bath single-family home in Deerfield Beach, just minutes from the beach! This home offers a generous layout with high ceilings, tile flooring throughout, and large living and dining areas with plenty of room for entertaining. The spacious kitchen features ample cabinet and counter space, complemented by an interior laundry area. Step outside to a large private backyard offering plenty of space to relax, entertain, or create your ideal outdoor setting. Additional features include covered parking and a covered front entry. Conveniently located near shopping, dining, major roadways, and everyday conveniences. With plenty of space and potential, this home is ready for its next owner to make it their own. Property is currently going through probate. For additional information or questions, please contact the listing broker directly.

173 SW 3rd Court, Deerfield Beach

$745,000
4 Beds 3 Baths A12085549 MLS
Discover one of the best values in Deerfield Beach! This move-in ready 4-bedroom, 2.5-bath home with a 2-cargarage is located in the highly desirable gated community of Hammocks at Riverglen. Enjoy beautiful lake views, awide green common area, and an oversized screened patio perfect for relaxing or entertaining. Recent updatesinclude a new roof (November 2024), AC system (2026), water heater (2019), and water softener (2019). Thecommunity offers a low HOA fee, pool, and playground. Conveniently located near Deerfield Beach, shopping,dining, parks, I-95, Florida Turnpike, and Sawgrass Expressway. Don’t miss this opportunity—schedule yourprivate showing​​‌​​​​‌​‌​​​​‌‌​​‌‌​‌‌​​‌​​​‌​‌ today!

4258 NW 1st Drive, Deerfield Beach

$698,999
2 Beds 2 Baths B26073517 MLS Deer Creek BLDG.
A modern, beautifully remodeled home in the coveted Deer Creek community. Privately situated on a quiet cul-de-sac, this spacious residence offers one of the neighborhood's largest floor plans and an oversized lot with ample room for a pool. Inside, enjoy brand-new luxury vinyl flooring, an upscale designer kitchen with genuine quartz countertops, custom bar, renovated baths and closets, and stylish modern lighting. Major upgrades include a NEW 2024 roof with solar powered attic vent, brand- NEW 2026 A/C with Nest thermostat, hurricane-rated garage door and shutters, epoxy garage floor, NEW gutters, and fresh exterior paint. Best of all is the low HOA and optional golf membership. House is turnkey and thoughtfully updated, this home blends modern design, comfort, and South Florida living. Truly turn key: every big ticket item is already done. NEW roof, NEW AC, NEW flooring, quartz kitchen, epoxy garage floor, custom bar, modern lighting, hurricane-rated garage door and shutters. Oversized lot offers excellent outdoor space and potential room for a pool

2834 DEER CREEK KELLY BROOKE Lane, Deerfield Beach

$1,125,000
2 Beds 3 Baths B26073342 MLS Island Point Condominium BLDG.
The most important amenity is the DIRECT BEACH ACCESS FROM YOUR FRONT PORCH! No need to walk down hallways. Only 3 steps to the BEACH. Newly refurbished pool and pool deck area. This 2-bedroom, 2.5-bathroom condominium offers 1,650 square feet of finished living space across 5 floors, providing an efficient vertical layout perfect for maximizing usable square footage. Located in Deerfield Beach, this residence combines thoughtful floor planning with substantial storage and living areas throughout multiple levels. The generous bathroom count relative to bedroom count adds convenience and flexibility for your household needs. The townhouse format delivers the benefits of single-unit ownership while offering a well-structured property that can serve various lifestyle preferences and uses. 40 YEAR RECERTIFICATION 11-2021, FULL IMPACT WINDOWS AND SLIDERS INSTALLED 6-2023, SIRS COMPLETED 1-2025, NEW A/C UNITS INSTALLED 4-2025, NEW ROOF REPLACEMENT 8-2025, I.P.C. RECENT FINANCIAL REPORT 7-2026, COMPLETE BUILDING RESTORATION COMPLETED IN 2026. STORAGE SPACE OFFERED RIGHT OUTSIDE YOUR FRONT DOOR AND ASSIGNED 4' X 8' STORAGE AREA LOCATED ON THE GROUND FLOOR. BROKER/OWNER HAS IMMEDIATE ACCESS TO THE CONDO DOCUMENTS AND RULES AND REGULATION, 40 YEAR RECERTIFICATION, S AND R IMPACT WINDOWS AND DOORS WARRANTY DOCUMENTATION, ISLAND POINT CONDO ASSN. STRUCTURAL INTEGRITY RESERVE STUDY, 10 YEAR WARRANTY ON THE 2 A/C UNITS, RECENT RESIDENT FINANCIAL REPORT, ROOF REPLACEMENT WARRANTY, COMPLETE BUILDING RESTORATION, PARKING ASSIGNMENT SHEET, DEED AND TITLE INSURANCE POLICY.

665 SE 21st Avenue Unit 102, Deerfield Beach